Most people at age 30 are embarking on their careers, starting families and making grand life plans, but financial content editor Angela Tengused that milestone to kick-start her ambitious plan to retire at just 48.

Ms Teng, now 36, has crunched the numbers and kept that lofty goal uppermost in her mind: “I have calculated a conservative expenditure of $1,500 a month for my daily needs after I retire.

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